Fast, Efficient, Flexible and Consultative Lending Solutions for Real Estate Investors
Windstone Private Lending is a national lending platform that provides the necessary capital, technology, tools, and support to complete your real-estate project. Our national fund is combined with a knowledgeable local market representative to offer you a full consultative approach to your project and extremely quick closing, often same day. What is normally a long, stressful process with a bank, Windstone has transformed to a quick and seamless experience.
We understand each deal is different and we work with you to find creative solutions to fund your project and maximize returns. Our proprietary technology allows us to move quickly and help you maximize value on every investment
Benefits of Working With Windstone
Easy Application
The entire loan application process is conducted by our in-house team. We are a direct lender – not a broker - which expedites our process through direct, interpersonal contact to answer all questions and meet your needs - FAST!
Quick Approvals
Our team is comprised of real estate professionals with years of investment experience. Frequent and timely communication from our team enables you to stay informed on your loan status, approval and funding. Our team knows the value of being able to react quickly in this competitive real estate environment - all questions are answered ASAP and loan approval can be done within 24 hours of receiving required information.
Fast Funding
Once Windstone has approved your request, funding can occur as soon as title work is complete – in many cases same day!
Loan Products
Bridge Loans
Already have a bank that wants to fund your project but can’t close in your timeframe? We can help close the gap between acquiring your property and getting your bank loan funded. In states that require “good funds” we can help fund same-day transactional deals for “wholesalers” that are quickly reselling to another investor.
- Initial terms up to 6 months
- Interest-only payments
- No pre-payment penalty, no minimum interest
Construction - Fix and Flip Loans (and Fix and Rent)
Fix and Flip loans are for investors looking to buy discounted properties, fix them up, then flip (or, in the case of hold for rent, refi with the bank or mortgage lender of your choice). With attractive rates and up to 90% of purchase & rehab costs, these loans are a great way to get your project moving.
- Initial terms up to 6 months
- Interest-only payments; no interest charged on undrawn rehab funds
- No pre-payment penalty, no minimum interest
- No minimum credit score
General Requirements
Lien Position: 1st mortgage only
Property types financed: 1-4 family, multifamily, developed lots (case by case basis)
Max LTV: 75% of ARV (After Repaired Value)
Occupancy: Investment (non-owner occupied) only